Junior Legal Counsel - Brazil

About ARQ
ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We're still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you're excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.

The Role
As our Junior Lawyer in Brazil, you'll provide legal and regulatory support across three areas: the company's obligations as a regulated provider of virtual asset operations, payment institution, and compliance with investment advisory obligations before the local capital markets regulator.
This is a hands-on role: you'll track regulatory compliance, help prepare filings and submissions to the relevant authorities, and work with compliance, product, regulatory reporting and business teams to keep legal requirements embedded in day-to-day operations.

What You'll Do

1. Regulated Operations: Support compliance with the rules governing the company's virtual asset activities, PIX and payment institution - asset segregation, internal controls, AML/CFT, cybersecurity, and client transparency. Help with authorization processes before the relevant regulator and track key regulatory deadlines. Assist in the implementation of regulatory reporting requirements, interpreting obligations and addressing them with the technical team (e.g., Sisbajud/SIMBA set-up).

2. Capital Markets Advisory: Track the obligations tied to the company's investment advisory activity: registration, independence from issuers and distributors, and help draft responses to regulator inquiries and internal guidelines.

3. Consumer Demands & Authority Requests: Manage the preparation and submission of evidence and defense materials for consumer complaints and proceedings, and draft responses to official requests (ofícios) from authorities within their deadlines.

4. Regulatory Monitoring: Track changes in relevant laws and regulations, and help translate their practical impact for internal teams.

5. Stakeholder Support: Assist senior lawyers and the compliance team in communications with regulators, auditors, and banking partners, as well as in any other matters related to the organization, governance, and activities of the team.

6. Documentation: Draft memos, legal opinions, corporate and internal documents; organize records for audit and supervisory purposes.

Requirements:

• Law degree, with active bar admission (or in progress).

• Fluent Portuguese; intermediate/advanced English is a strong plus.

• Basic to intermediate knowledge of financial regulation, or strong interest in developing this expertise.

• Familiarity with regulated institutions.

• Organized, detail-oriented, and proactive, with good ability to manage regulatory deadlines.

• Strong written communication.

Nice-to-Haves:

• Prior experience at a fintech, bank, brokerage, or law firm working in financial regulatory law.

• Postgraduate studies or coursework in digital law, capital markets, or intellectual property.

• Knowledge of compliance and AML/CFT.

Benefits:

• Competitive salary and benefits

• The latest tools and technology

• A world-class team that will challenge and grow your skills

• The opportunity to help build the best fintech app in Latin America

• Office Policy: 3 days a week in-office