- Location
- San Francisco, CA, New York
- Workplace
- Remote
- Posted
- 23 October
About this role
In 1965, an engineer in Scotland was given a mundane task with a tricky problem to it - banks wanted to close on Saturdays and still serve customers, but they didn’t know how to solve authentication of the right user. James Goodfellow, working at Smiths Industries, uncovered the insight that you needed something you have (a card) and something you know (a PIN). Because someone told him they could only remember 4 digits instead of his proposed 6, today over 3 million ATMs use a card+4 digit PIN over 60 years later.
Like the ATM, Mercury is building technology that pushes forward financial interfaces for the long term. Command is Mercury's LLM-powered financial assistant, launched to all customers in June 2026. It lets users understand their finances and take action in plain language, from asking about cash flow to sending payments, issuing cards, and managing invoices. With the product now in customers' hands, the work is to evolve it, extend its capabilities, and find new ways to leverage LLMs to give Mercury customers a more powerful banking* experience.
What You'll Do:
- Ship new capabilities users love
- Feel a strong sense of product ownership and actively seek responsibility - help design and ship new Command skills
- Partner with product and compliance teams to define what "working correctly" means for each new capability, then build the tests that prove it
- Join a small but mighty team of experienced product and AI engineers building the future of Mercury
- This list is illustrative. Command is a product in motion and priorities will shift as we learn. The right person should be comfortable working in ambiguity, in a scrappy startup environment
The Ideal Candidate:
- Has 1-4 years of backend or full-stack development experience, with knowledge of or excitement to learn Haskell, React, TypeScript, and Redux
- Experience building LLM powered products
- A builder who is passionately product-minded and has experience building and shipping new products
- Empathizes with users and can channel their perspective to build lovable products
- Can balance tradeoffs and find creative solutions to accomplish goals
- Actively incorporates AI tools into their workflow and is excited about leveraging them to amplify their impact - whether that's accelerating development, improving code quality, or finding creative solutions to hard problems
If this role interests you, we invite you to explore our public demo at demo.mercury.com.
Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.
#LI-RA1
Total Rewards
The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.
Our target new hire base salary ranges for this role are the following:
US employees (any location):$122,400-$176,000 USDCanadian employees (any location):$115,700-$166,399 CAD
As published by Mercury. Applications are handled on their site.
About Mercury
Mercury is building banking for startups. We want to power the next generation of companies that will shape American industry. A complete financial stack to build your company. Scale with FDIC-insured bank accounts, debit cards, and 3-click payment flows.
All 82 openings at MercuryOne click, then it is written
Apply to Mercury with a resume written for this role.
Queue Software Engineer - Mercury Command and I read the posting, rewrite your resume against it, draft the cover letter, and score the fit. Then you press send, or press one button and I fill in Mercury’s form for you.
01Drop your resume
A PDF or a LinkedIn URL. About a minute, once.
02I rank the openings
Every weekday morning, the live catalog scored against your history. Up to 20 worth your time, not two hundred links.
03Each one is written up
Resume rewritten for the posting, a cover letter, a fit score. Press send, or let me fill in the form.
- 25 sent a week, free
- No card
- Nothing sent until you say so
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Put this to work
Paste your career in once. Every application after that is written for you.
Drop a resume or a LinkedIn URL. I rank the live openings against it, rewrite the resume and write a cover letter for the best of them, and fill in the employer's form when you press the button. You read, you decide what goes out.
01Drop your resume
A PDF or a LinkedIn URL. About a minute, once.
02I rank the openings
Every weekday morning, the live catalog scored against your history. Up to 20 worth your time, not two hundred links.
03Each one is written up
Resume rewritten for the posting, a cover letter, a fit score. Press send, or let me fill in the form.
- New matches ranked and written before you are up.
- Every bullet stays inside what your history supports. Nothing invented.
- Queued, submitted, interviewing, offer: one screen, not a spreadsheet.
500 free credits on sign-up. No card. Nothing is sent until you say so.
Listed from the job board Mercury publishes. Refolk is not the employer and does not handle their hiring. Applications go to Mercury directly.