Senior Software Engineer - Lending

This is Adyen

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Senior Software Engineer (Java), Financial Products

The Financial Products team at Adyen is at the forefront of our evolution, building the foundational infrastructure that enables our customers to manage their finances, issue cards, and access capital globally. As a Senior Software Engineer, you will play a critical role in developing a high-integrity financial ecosystem that goes far beyond traditional payments. This suite of recently launched products offers a rare opportunity to solve deep architectural challenges from engineering immutable ledgers and real-time decisioning engines to scaling a unified platform that operates across multiple regulatory jurisdictions. We seek engineers who possess a "customer problem first" mindset, balancing rapid product innovation with the technical rigor required to build robust, global-scale financial systems for the world’s leading enterprises.

What you’ll do:

• Work on complex technical projects from requirements analysis through design, implementation, testing and launch into production.
• Bring your own point of view on best engineering practices.
• Be hands-on and contribute to the implementation.
• Identify and improve parts of the platform to make it more robust and scalable.
• Your code will be used at scale and you are expected to think in that mindset when building features.
• We launch fast and iterate often. Concretely, this means that within your first few weeks, you will bring live functionalities that impact many merchants and shoppers.
• Build APIs and tooling according to quality principles such as performance and code quality.
• Collaborate across teams and time zones to get projects over the finish line.

Who you are:

• You're not just a coder; you're an engineer with an ownership mentality.
• You have experience with Java, Web Services, REST Apis, Webhooks and SQL/PostgreSql.
• You have a good understanding of Software Engineering practices and interest in product knowledge.
• You are familiar with complex large scale distributed systems.
• You value involving other people to hear different perspectives.

Minimum qualifications:

• 8+ years of experience in the software development industry
• Full professional proficiency in English
• This role is based out of our San Francisco office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

The annual base salary range for this role is $190,000 - $290,000; to learn more about our compensation philosophy, please click here.

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

You must be work authorized in the United States without the need for new visa sponsorship. The company can support visa transfers but will not sponsor individuals for H-1B CAP applications.