Staff Software Engineer | NuPay

About Nu

Nu is the leading digital bank in Latin America, serving 135 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services.

Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns.

Nu’s impact has been recognized in multiple awards, including Time 100 Most Influential Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks.

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About the Role

NuPay is a primary pillar in Nubank’s mission to revolutionize BNPL (Buy Now, Pay Later) solutions, creating a seamless bridge between customers and merchants. By stripping away the friction of traditional e-commerce checkouts, we are building an ecosystem where secure, instant payments are accessible across all channels - from online carts to physical stores via digital wallets.

You will join the NuPay team as a technical anchor, driving the evolution of a payments stack that balances massive scale with ironclad reliability. This role is about more than just moving bits; it’s about architecting the financial infrastructure that millions of people and businesses rely on to grow, ensuring every transaction is a bridge of trust between Nubank and our partners.

As a senior technical leader, you will oversee the technical direction of our payment features, navigating the complexities of authorization and settlement while mentoring the next generation of engineers. You will sit at the intersection of product innovation and platform stability, ensuring our checkout experience remains the gold standard for Latin American fintech.

Responsibilities

• Architect scalable systems for the NuPay domain, ensuring seamless and robust integration with our global internal payment platforms.

• Lead technical design for core payment lifecycles - including authorization, capture, settlement, and reconciliation - while balancing performance with security.

• Scale the payments platform to maintain high availability during extreme traffic surges, such as Black Friday or major retail events.

• Partner with Product Managers to iterate on the checkout journey, optimizing for high conversion and low churn while maintaining a world-class NPS.

• Define engineering standards for architecture, observability, and security, influencing multiple squads to uphold a high quality bar.

• Collaborate with Risk and Finance teams to engineer solutions that satisfy complex regulatory requirements without compromising the user experience.

Required Qualifications

• Track record of technical leadership in architecting complex, distributed software environments at scale.

• Deep expertise in high-availability systems, with demonstrated ability to perform rigorous trade-off analysis for long-term scalability.

• Background in high-criticality FinTech, specifically within Payments or Core Banking environments governed by strict SLAs.

• Evidence of delivering high-throughput systems using modern engineering practices, including automated testing, observability, and safe rollout strategies.

• Experience mentoring senior engineers, fostering a culture of technical excellence and shared ownership across organizational boundaries.

Nice to Have

• Experience with acquiring, sub-acquiring, or payment gateway architecture.

• Previous involvement with e-commerce or marketplace platforms managing proprietary payment stacks.

Location & Work Model

This role is based in São Paulo, Rio de Janeiro, Belo Horizonte or Campinas, Brazil on a Hybrid model.

Diversity & Inclusion / Equal Opportunity

At Nubank, we believe that diversity is essential to building the best products and services. We are committed to creating a welcoming work environment that respects and values diversity in all its forms, and we encourage people from all backgrounds to apply. We are proud to be an equal opportunity employer and do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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Our recruitment process may involve the use of artificial intelligence - enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.